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Cette assurance vise à protéger et à maintenir l'activité agricole en couvrant les pertes causées par des phénomènes météorologiques. Ces phénomènes comprennent le feu, la foudre, le gel, la grêle, les orages, les précipitations excessives, la sécheresse et les vents violents, depuis la levée des plantes jusqu'à la récolte.
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